Liuka Prissie

Roth Ira Contribution 2024 Deadline Married Filing Jointly. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. Start with your modified agi.

The exception is if your joint income is now higher than the income limits for roth iras set by the internal revenue service (irs) for couples filing jointly: If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.